Don’t wait until it’s too late: Essential protection for life’s uncertainties
In every aspect of our work at Swann Financial, ensuring the well-being of our clients is our top priority. From selecting the perfect card for special or life-changing occasions to assisting in planning for life's most crucial moments, we understand the significance of doing the right thing at the right time.
One area often overlooked is protection cover for life changing illness. In the midst of numerous financial priorities within a family, safeguarding against unforeseen health challenges tends to take a back seat. The story of Leckie Waterhouse serves as a poignant reminder of why protection cover is paramount.
Leckie, now facing an incurable disease, had fortunately made a proactive decision in 2019 to secure his family's future by opting for Protection cover for life changing illnesses from Swann Financial when taking out a mortgage. Through a Total and Permanent Disability Claim, his policy provided financial relief, leaving him mortgage-free and ensuring ongoing support for his loved ones. It’s worth pointing out when this was discussed with Leckie he decided to just take cover for himself as he was the breadwinner, and this was within his budget at that time. When consulting with clients, we take into consideration current circumstances and can provide different options tailored to current budgets, which can be reviewed when circumstances change.
At Swann Financial, we have seen a notable surge in critical illness cover claims. Dawn Carey, Mortgage & Protection Adviser, who managed Leckie’s case reflects this trend, noting as many successful claims this year as the total of the previous four. It underscores the real impact these policies can have on individuals and their families during challenging times.
Leckie’s story echoes the importance of forward planning for unforeseen circumstances. In a world where the unexpected can have a profound effect, securing the right cover at the right time is not just a financial decision; it is a commitment to safeguarding your family's future.
When Dawn was asked what is the best advice she can give to someone? Her reply was “Don’t worry about the cost. There are many cost options tailored to your current needs and can be reviewed ongoing when circumstances change. It may be more important to prioritise serious illness protection cover rather than just Life Cover as unforeseen health challenges can be devastating if cover has not been put in place".
Protection cover for life changing illnesses such as cancer, heart disease, parkinson’s, etc. is not merely a precaution; it's a strategic move that can make a significant difference when life takes unexpected turns. At Swann Financial, we are here to guide you in making the right choices for you and your loved ones, ensuring a secure and resilient future.
